YOU STILL HAVE OPTIONS FOR MEDICARE EVEN IF OPEN ENROLLMENT IS CLOSED

MAKE THE CORRECT PLAN CHOICE BY SPEAKING WITH US DIRECTLY

It' True: Choosing The Wrong Medicare Plan Can Cost Thousands In Out-Of-Pocket Costs:

Medicare is one of the most complicated types of insurance in existence. We know this because we live it every day. We talk to people every week who are confused, and even trapped in the wrong plan, paying for medical care and prescriptions out-of-pocket, all because they didn't get the right information prior to applying.

Don't be fooled by everything you see on TV and in your mailbox.

Our licensed, independent Medicare advisors will offer objective advice, with a variety of plan options and pricing, all from insurance companies you know and trust.

Request Medicare Help Here

Don't Make The Wrong Plan Choice

OR

Call Us Directly (724) 389-2200

To Talk About Your Options

Get Medicare Guidance Below:

Step 1 of 2

What do you need assistance with? Choose all that apply(Required)

Medicare Supplement Plan(s)

Medicare Advantage Plan(s)

Prescription Drug Plan(s)

Vision & Dental

Long Term Care

General Guidance

I'm not sure yet

Name(Required)

First Last

Date Of Birth(Required)

Phone(Required)

Email(Required)

Address(Required)

Street Address Address Line 2 City State ZIP Code

Call Us Directly (724) 389-2200

To Talk About Your Options

Commonly Asked Questions:

Here are just a few of the many questions a lot of people looking to sign up for medicare have. If you have any other questions please feel free to contact us and we will guide you in the right direction.

Who is Eligible for Medicare?

Whats Is The Difference Between Med Sup And Medicare Advantage?

Medicare Supplement plans and Medicare Advantage plans are not the same things. While both Medicare Supplement and Medicare Advantage plans bring additional benefits to Original Medicare, they work very differently. Medicare Supplement plans, also known as Medigap plans, work as a secondary to Original Medicare (Medicare Part A and Part B). The plan will only pay after Original Medicare has paid its portion. These plans have no networks, no restrictions, and no referrals to see specialists.

Medicare Advantage plans, also known as Medicare Part C, on the other hand, become your primary coverage over Original Medicare. They often require you to follow a strict network of doctors and have higher out-of-pocket costs. However, they often provide additional benefits.

These additional benefits provided by Medicare Advantage plans often include dental, vision, hearing, and prescription drug coverage, as well as transportation assistance and gym memberships. However, not every plan or every carrier is required to offer these additional benefits.

How much does Medicare cost?

For most, the Medicare Part A premium is $0 per month. However, if you do not qualify for zero-premium Part A, the premium can be as high as $506. To qualify for zero premium, you must have worked at least 40 quarters or ten years paying Medicare taxes. If you did not meet this qualification, you would be required to pay the Medicare part A premium.

The standard Medicare Part B premium in 2023 is $164.90. This can increase based on income. This difference in premium reflects your Income Related Monthly Adjustment Amount (IRMAA).

Does Medicare cover prescription medications?

Original Medicare does not cover prescription drugs. If you wish to have coverage for prescription Medications, you will need to enroll in Medicare Part D. Medicare Part D helps cover the cost of prescription medications. Additionally, some Medicare Advantage plans provide prescription drug coverage as well.

If you do not enroll in Medicare Part D, you may be subject to the Medicare Part D late enrollment penalty. This penalty is for those who delay Part D benefits without creditable coverage. You will be required to pay the additional cost as long as you have Medicare Part D.